PalmPay APK
This is an XAPK (a split app bundle). Install it with the SAI installer (free, 5 MB) — see how to install an XAPK.
f120ee0c05ca5c0b1622f83aa0ca80045ef0f3acd21117d9f87bfd81d0c3a5a5Featured in our rankings: #2 in Best mobile money & banking apps in Nigeria (2026)
From our blog: OPay vs PalmPay vs Moniepoint vs Kuda: which fits you?
About PalmPay
PalmPay is a leading Nigerian payments app with instant transfers, bill splitting, airtime discounts and cashback rewards. It pairs a slick interface with reliability on weak networks.
Key features
- Instant transfers that work around the clock
- Pay bills and buy airtime/data in a few taps
- PIN and biometric protection for your account
- Works on low-end Android phones and slow networks
How to install
- Tap the green button above to download the PalmPay XAPK we host (64.5 MB). Check its SHA-256, published above, against your download before you install.
- Open the downloaded XAPK with a split-bundle installer such as SAI — Android cannot install this file on its own. The XAPK guide below walks through it.
- Launch PalmPay and sign in or register.
Step-by-step guides: how to install an APK · fix the Play Protect warning · how to install an XAPK.
How to update
The build on this page is PalmPay 7.10.0 (64.5 MB). APK installs do not update through the Play Store, so come back when a newer version is listed here and install it over the old one — your data is kept.
FAQ
Is the PalmPay APK safe to install?
Yes. We mirror the official PalmPay build and publish its SHA-256 checksum and a VirusTotal scan on this page, so you can verify the file is untouched before installing.
What is the PalmPay package name?
The Android application ID is com.transsnet.palmpay. Check it after installing (Settings → Apps) to confirm you got the genuine app.
